Explore the differences between marginal and average tax rates, their impact on investment decisions, and how Canada's progressive tax system affects financial planning.
Explore income splitting techniques to optimize tax efficiency by redistributing income within a family, leveraging lower marginal tax rates, and understanding the implications of attribution rules.
Explore the intricacies of tax-loss harvesting in Canada, a strategy to optimize your investment portfolio's tax efficiency by offsetting capital gains with realized losses.
Explore the role of dividends in investment returns, learn to identify reliable dividend-paying companies, analyze key metrics, understand tax implications, and implement effective dividend investing strategies.
Explore the features, benefits, and strategic advantages of Registered Education Savings Plans (RESPs) in Canada, including contribution limits, investment options, and government grants.
Explore income splitting strategies in Canada, including spousal RRSPs, pension income splitting, and spousal loans, while understanding attribution rules and CRA compliance.