Detailing the critical advisory services provided by investment dealers, focusing on financial planning, mergers and acquisitions, and wealth management.
This section provides an in-depth analysis of evaluating constraints within the portfolio management process, focusing on liquidity needs, legal and regulatory considerations, and unique circumstances.
Detailed exploration of the creation and importance of an Investment Policy Statement (IPS) in portfolio management, with client involvement and review processes.
Exploration of tactical asset allocation strategies to optimize investment portfolios by adjusting asset allocation in response to short-term market conditions while balancing long-term investment goals.
An in-depth exploration of the rationale behind portfolio rebalancing and the timing strategies involved.
Understanding how mutual funds and advisors implement the Know Your Client (KYC) rule to gather comprehensive client profiles and align investment strategies with clients' objectives.
This section provides an in-depth examination of the fees and charges associated with the redemption of mutual fund units or shares, focusing on redemption fees and deferred sales charges.
Exploring the Buy-and-Hold Strategy using Exchange-Traded Funds (ETFs) for long-term passive investing.
Understanding how capital losses can offset capital gains and the carryover provisions for capital losses in Canadian taxation.
Understanding the benefits and strategies of incorporating charitable donations into tax planning for maximizing tax credits and optimizing financial benefits.
Exploring strategies to minimize estate taxes and facilitate tax-effective transfers.
An exploration of the advantages and disadvantages of fee-based accounts, including cost transparency and potential drawbacks.
Strategies for transitioning from commission-based to fee-based models including client communication and service adjustments.
Understanding and applying the Life Cycle Hypothesis in financial planning to align with clients' evolving life stages and needs.
Understand no-load funds, their benefits, and associated fees. Discover cost-effective investment strategies without hefty sales commissions.
Explore mutual fund switching fees to effectively manage costs when exchanging fund units within a fund family, optimizing investment strategies.
Examine the tax efficiencies of mutual funds as open-end trusts, and uncover the benefits for investors' tax liabilities.
Delve into the Management Expense Ratio, assess its impact on your mutual fund investments, and maximize your financial efficiency.
Understanding how social and economic shifts such as demographics, pension plans, savings rates, and debt levels impact the Canadian financial industry and investment strategies.
Explore the detailed processes in portfolio management, including defining investment objectives, designing investment policies, asset mix development, security selection, and periodic re-evaluations.
Learn about Step 1 in the portfolio management process: determining investment objectives and constraints. Understanding these factors is critical for effective asset allocation tailored to a client's specific needs.
Understand the tax implications of redeeming mutual fund shares, including distributions, capital gains, and the adjusted cost base in this section.
Learn about the importance of understanding the basics of taxation for investment advisors in Canada. This chapter covers the types of investment income and their different tax treatments, along with strategies for optimizing after-tax returns.
Explore the various tax-deductible expenses related to investment income, including allowable carrying charges and those you cannot deduct. This guide provides comprehensive details to help you make informed decisions regarding tax deductions.
Learn all about deferred annuities, their features, tax implications, and the benefits they provide to investors. Gain comprehensive insights into how these financial products fit into your broader investment strategy.
Understand the concept of discharging debts in the context of tax strategies involving spouses and non-arm’s length individuals. Learn the rules, strategies, and examples that demonstrate how this can be utilized for tax savings.
A comprehensive guide to understanding exchange-traded fund (ETF) wraps and mutual fund wraps within managed accounts, explaining their structures, benefits, and management approaches.
Comprehensive guide on full-service brokerage accounts including their fee structure, benefits, criteria, and additional services.
Understand the critical role of financial planning and wealth management services in the investment landscape. Learn about the importance of ethics, codes of conduct, and the structured financial planning approach to effectively meet clients' goals.
Learn the essential six-step financial planning process including establishing client-advisor relationships, collecting data, analyzing information, recommending strategies, implementing plans, and conducting periodic reviews.
Comprehensive guide on the Life Cycle Hypothesis as per the Canadian Securities Course, summarizing various stages of financial life with investment goals, personal, and financial circumstances.
