16.2 Government Retirement Programs

In this section

• Canada Pension Plan (CPP): Structure, Benefits, and Strategic Planning
  Explore the Canada Pension Plan (CPP), its structure, benefits, eligibility criteria, contribution mechanisms, and its role in retirement planning.
• Old Age Security (OAS) in Canada: Maximizing Benefits and Strategic Planning
  Explore the Old Age Security (OAS) program in Canada, its eligibility, clawback mechanisms, and strategies for maximizing benefits. Learn how to defer OAS payments and integrate them into retirement planning effectively.
• Guaranteed Income Supplement (GIS): Maximizing Benefits for Low-Income Retirees
  Explore the Guaranteed Income Supplement (GIS) in Canada, its eligibility, calculation, and strategies for maximizing benefits for low-income retirees.
• Integration of Government Programs with Personal Savings for Retirement Planning
  Explore how to effectively integrate government benefits with personal savings to optimize retirement income, focusing on strategies for coordinating CPP, OAS, and GIS with private income sources.
• Recent Changes and Reforms in Canadian Government Retirement Programs
  Explore the recent changes and reforms in Canadian government retirement programs, focusing on CPP and OAS, and their implications for retirees.